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What’s the first thing most people do with their 401(k) after they retire? Nothing.

Marcus Chen
Marcus Chen
Marcus Chen
Managing Editor · St. Paul, MN

Marcus manages the day-to-day editorial workflow across all brands, coordinating coverage assignments and ensuring editorial standards are met. He previously served as city editor at the Pioneer Press and holds a degree in Political Science from Carleton College.

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Managing Editor · Thursday, October 29, 2026 at 7:56 PM · 1 min read
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What’s the first thing most people do with their 401(k) after they retire? Nothing. — Shanghai Business news

Other tax repercussions crop up down the road because balances build up, and RMDs get complicated

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